AI and agents in treasury

Bank reconciliation, payments, collections, cash forecasting and liquidity management with the help of AI.

13 entries

Useful promptEvidence: Untested proposal
Prompt for an AI assistant to prepare a draft accounting reconciliation without posting anything
Instructions ready to adapt for an AI assistant that reconciles an account against the trial balance: it uses only the files provided, posts no entries, checks for duplicates, separates what ties out from what is doubtful and leaves a list of questions. It is our own wording based on practices published by accountants, not tested with real data.
- Any AI assistant with file access (for example, Claude, ChatGPT or Codex)
- Exports from your ERP or bank (CSV or Excel)
- Accounting
- Treasury
September 27, 2026
Use caseEvidence: Real case
Ten weeks keeping the books of Swedish limited companies with Claude Code and Codex, with wins and mistakes
Philip Eriksson (co-founder of Igdrasil)Individual · Swedish limited companies in software, e-commerce, digital health, services and food
Philip Eriksson, co-founder of Igdrasil, explains how, from mid-July 2026, he kept the books of several Swedish limited companies by talking to Claude Code and Codex. He provides volumes taken from his logs, a VAT error caught before filing and a table of agent failures. He is the author of an accounting tool.
- Claude Code
- Codex (OpenAI)
- Igdrasil (own CLI and MCP server)
- +1
- Accounting
- Treasury
September 27, 2026
NewsEvidence: Announcement
Odoo 20 adds an AI accounting assistant and agents that automate processes
With Odoo 20, presented on 24 September 2026, the system adds an accounting assistant that answers questions about reports, audits reconciliations and lets you pay bills from Odoo, plus agents that create automations from natural-language instructions. It is a vendor announcement; the entry includes no customer results.
September 24, 2026
Use caseEvidence: Real case
UNHCR uses AI to prepare its treasury cash forecast: what it did, what it gained and how to replicate it
UNHCR, the UN Refugee Agency — treasury unitOrganization or institution · International humanitarian organisation (United Nations system)
The treasury team at UNHCR, the UN Refugee Agency, explained at EuroFinance 2026 how it uses AI to collect, normalise and project its cash flows, with treasurers still responsible for reviewing and deciding. It is a real case told by its head; the 40% to 60% reduction in work is his estimate for once the model is stable, not an audited result.
- AI cash forecasting model developed with UNICC (the source does not detail the type of model)
- ERP data: accounts payable and future-dated purchase orders
- Almost ten years of cash flow history
- +2
- Treasury
- Reporting
September 16, 2026
Guide / manualEvidence: First-hand experience
Guide for bookkeepers: Claude as an assistant configured with a CLAUDE.md, what to delegate and what to always review
Michael Robichaud (Cowork Consultant)Individual · Bookkeeping and small firms (with US examples, such as 1099 forms)
Michael Robichaud, a consultant who rolls out Claude at accounting firms, explains how to set up the rules file (CLAUDE.md), which tasks the assistant can prepare (reconciliation, categorization, client reminders, close) and which always need human review. It is a consultant’s guide with an associated commercial service.
- Claude (workspace with memory, files and a CLAUDE.md file)
- Bank and ledger exports
- Aging reports (AR/AP)
- Accounting
- Treasury
July 31, 2026
NewsEvidence: Announcement
Holded launches its MCP server to connect Claude, ChatGPT and other assistants to your account
In June 2026 Holded released a remote MCP server that lets AI assistants query and, if the user authorizes it, modify data in their account: invoices, contacts, treasury and stock. It connects with OAuth 2.1 and the assistant inherits the permissions of the Holded user who authorizes it.
June 2026
NewsEvidence: Announcement
Sage Intacct expands collections and payables automation and opens its AI Gateway with MCP
In May 2026 Sage announced payment reminders, AI-powered three-way matching in accounts payable and an MCP-based AI Gateway to connect external AI tools to Sage Intacct. Some features are generally available and others are in an early-adopter program, with differences by country.
May 28, 2026
NewsEvidence: Announcement
SAP unveils Joule assistants for close, collections, treasury and planning
In May 2026 SAP announced a family of AI assistants for finance that coordinate specialized agents for the financial close, accounts receivable, billing, tax, treasury and planning. For now it is an announcement: the sources we reviewed give availability dates but no results measured at customers.
May 12, 2026
NewsEvidence: Announcement
Dynamics 365 Finance: the account reconciliation agent suggests how to resolve exceptions
The account reconciliation agent in Dynamics 365 Finance compares subledgers with the general ledger, detects differences and proposes what to do with each one, with a rationale. Microsoft has kept it in preview since April 2025 and its 2026 release plan expects general availability in September 2026; we could not confirm that it has already happened.
April 2026
NewsEvidence: Announcement
Sage 50 adds an AI-powered mobile app to check sales, collections and invoices
In February 2026 Sage Spain launched a Sage 50 mobile app aimed at managers and owners of small businesses, with voice activity summaries and queries on sales, customer payments and invoices. Sage says it validated it with a two-month pilot with 20 customers, without publishing savings figures.
March 27, 2026
NewsEvidence: Announcement
Oracle launches Fusion Agentic Applications, with finance agents already available in Fusion ERP
In March 2026 Oracle announced 22 agentic applications for Fusion Cloud, one of them dedicated to collections, and in June it confirmed four finance agents available in release 26B: Ledger, Expenses, Payables and Payments. This is vendor information; these sources include no customer figures.
March 24, 2026
NewsEvidence: Announcement
NetSuite introduces Autonomous Close, AI bank reconciliation and planning agents
At SuiteConnect (February 2026), Oracle NetSuite announced a close supported by several agents that watch exceptions and progress, bank reconciliation with generative AI, and planning and reconciliation agents for its EPM module. It is a product announcement relayed by the trade press; it includes no customer results.
February 11, 2026
Use caseEvidence: Real case
U.S. AutoForce saves more than 30 hours a month on reconciliations with Copilot for Finance
U.S. AutoForce (U.S. Venture)Company
U.S. AutoForce, a division of U.S. Venture that uses Dynamics 365, automated its recurring credit card and bank statement reconciliations with Microsoft Copilot for Finance. According to Microsoft, it took four weeks to roll out and its accounting team saves more than 30 hours a month.
- Dynamics 365 Finance
- Microsoft 365 Copilot (finance agent in Excel)
- Microsoft Dynamics 365
- Accounting
- Treasury
January 28, 2025

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