# Agents Finance

> A directory of real use cases of people and companies using AI and AI agents in accounting, treasury, consolidation, annual accounts, controlling and reporting, and in the most widely used financial ERPs, plus the tutorials, guides, prompts and resources people use today.

A site (in English, with a Spanish edition under /es/) focused on real use cases of people and companies using AI and agents in finance and ERPs (who does it, with which tools, how and with what reported result), plus the tutorials, guides, prompts and community resources used today. Product news is a minority. Every entry links to its original source, states the source date and a level of evidence (real case, first-hand experience, untested proposal, announcement or opinion). Figures are always attributed to their source. Full plain-text content: https://agentsfinance.io/llms-full.txt

Spanish edition: https://agentsfinance.io/es/llms.txt

## Use cases

An identifiable person, firm or company explains what they do with AI or agents in finance: with which tools, how, and with what result. Full list: https://agentsfinance.io/type/use-case/

- [Ten weeks keeping the books of Swedish limited companies with Claude Code and Codex, with wins and mistakes](https://agentsfinance.io/entries/case-igdrasil-swedish-bookkeeping-claude-code-codex-2026/): Philip Eriksson, co-founder of Igdrasil, explains how, from mid-July 2026, he kept the books of several Swedish limited companies by talking to Claude Code and Codex. He provides volumes taken from his logs, a VAT error caught before filing and a table of agent failures. He is the author of an accounting tool. (evidence: Real case; 2026-09-27; who: Philip Eriksson (co-founder of Igdrasil) (Individual); tools: Claude Code, Codex (OpenAI), Igdrasil (own CLI and MCP server), BAS chart of accounts and Swedish VAT rules; ERP: general; process: Accounting, Treasury)
- [UNHCR uses AI to prepare its treasury cash forecast: what it did, what it gained and how to replicate it](https://agentsfinance.io/entries/case-unhcr-treasury-cash-forecast-ai-2026/): The treasury team at UNHCR, the UN Refugee Agency, explained at EuroFinance 2026 how it uses AI to collect, normalise and project its cash flows, with treasurers still responsible for reviewing and deciding. It is a real case told by its head; the 40% to 60% reduction in work is his estimate for once the model is stable, not an audited result. (evidence: Real case; 2026-09-16; who: UNHCR, the UN Refugee Agency — treasury unit (Organization or institution); tools: AI cash forecasting model developed with UNICC (the source does not detail the type of model), ERP data: accounts payable and future-dated purchase orders, Almost ten years of cash flow history, Automated dashboard for management charts and tables, Workday (deeper integration planned as a next step); ERP: general; process: Treasury, Reporting)
- [A CFO explains how their team reconciles prepaid expenses with an AI agent: from 2 hours to 5 minutes](https://agentsfinance.io/entries/case-onlycfo-cfo-prepaid-reconciliation-agent-2026/): The author of the OnlyCFO newsletter, who runs an accounting team, describes the agent they built to reconcile prepaid expenses against their ERP’s general ledger. According to them, it went from about 2 hours of human work to about 5 minutes, and the same pattern took a day off the monthly close. (evidence: Real case; 2026-05-15; who: Author of OnlyCFO (a company CFO, no name visible on the page) (Individual); tools: AI agent with a “skill” (a SKILL.md of about 200 lines) and a YAML configuration file, MCP connector to the ERP (the article does not say which one), MCP connector to the shared drive (Google Drive, Box or SharePoint), Slack as trigger and as interface, Excel spreadsheets; ERP: general; process: Accounting)
- [A tax and accounting advisory firm in Madrid automates invoice intake with n8n and ChatGPT](https://agentsfinance.io/entries/case-fisconsulting-madrid-advisory-n8n-invoices-2025/): A final-year thesis at UPM describes two automations built in n8n for FISCONSULTING, an advisory firm in Madrid: one that extracts and classifies invoices from Google Drive with ChatGPT, and another that handles appointments over WhatsApp. The author states that the time per invoice drops from 2 minutes to about 30 seconds. (evidence: Real case; 2025-07; who: FISCONSULTING, tax and accounting advisory firm in Madrid (project by Álvaro Díaz Blanco, UPM) (Accounting or advisory firm); tools: n8n (on a Hostinger cloud server), Google Drive and Google Sheets, PDF.co, ChatGPT and Whisper, WhatsApp and Google Calendar, ALTAI (the program the sheet is imported into); ERP: general; process: Accounting)
- [U.S. AutoForce saves more than 30 hours a month on reconciliations with Copilot for Finance](https://agentsfinance.io/entries/us-autoforce-copilot-finance-bank-reconciliations/): U.S. AutoForce, a division of U.S. Venture that uses Dynamics 365, automated its recurring credit card and bank statement reconciliations with Microsoft Copilot for Finance. According to Microsoft, it took four weeks to roll out and its accounting team saves more than 30 hours a month. (evidence: Real case; 2025-01-28; who: U.S. AutoForce (U.S. Venture) (Company); tools: Dynamics 365 Finance, Microsoft 365 Copilot (finance agent in Excel); ERP: Microsoft Dynamics 365; process: Accounting, Treasury)

## Tutorials

Steps to do something specific with AI in finance or with an ERP, written by someone who has done it. Full list: https://agentsfinance.io/type/tutorial/

- [An accountant’s tutorial: reconciling accounts with Claude Cowork using a folder, an instructions file and a junior-style review](https://agentsfinance.io/entries/tutorial-reconcile-accounts-claude-cowork-close-folder-2026/): Tyler Whitlock, a certified public accountant (CPA), explains on LinkedIn the six steps he used to tie a close’s accounts to the trial balance with Claude Cowork. He says 2–3 days of work were reduced to an hour of review, and he published the folder structure and instructions on GitHub. (evidence: Real case; 2026-03-31; who: Tyler Whitlock, CPA, MBA (Individual); tools: Claude Cowork, CSV, XML and PDF exports from the company’s tools, Instructions file (claude.md), GitHub repository; ERP: general; process: Accounting)

## Guides and manuals

Longer documents that explain how to set up, configure or control a use of AI in finance. Full list: https://agentsfinance.io/type/guide/

- [Guide for bookkeepers: Claude as an assistant configured with a CLAUDE.md, what to delegate and what to always review](https://agentsfinance.io/entries/guide-claude-for-bookkeepers-claude-md-rules-2026/): Michael Robichaud, a consultant who rolls out Claude at accounting firms, explains how to set up the rules file (CLAUDE.md), which tasks the assistant can prepare (reconciliation, categorization, client reminders, close) and which always need human review. It is a consultant’s guide with an associated commercial service. (evidence: First-hand experience; 2026-07-31; who: Michael Robichaud (Cowork Consultant) (Individual); tools: Claude (workspace with memory, files and a CLAUDE.md file), Bank and ledger exports, Aging reports (AR/AP); ERP: general; process: Accounting, Treasury)

## Useful prompts

Ready-to-copy instructions you can adapt, with their variables and usage warnings. Full list: https://agentsfinance.io/type/prompt/

- [Prompt for an AI assistant to prepare a draft accounting reconciliation without posting anything](https://agentsfinance.io/entries/prompt-draft-reconciliation-agent-no-posting/): Instructions ready to adapt for an AI assistant that reconciles an account against the trial balance: it uses only the files provided, posts no entries, checks for duplicates, separates what ties out from what is doubtful and leaves a list of questions. It is our own wording based on practices published by accountants, not tested with real data. (evidence: Untested proposal; 2026-09-27; tools: Any AI assistant with file access (for example, Claude, ChatGPT or Codex), Exports from your ERP or bank (CSV or Excel); ERP: general; process: Accounting, Treasury)

## Community resources

Open tools, templates and repositories the community uses with AI in finance and ERPs. Full list: https://agentsfinance.io/type/resource/

- [Open-source MCP server to connect AI assistants to Odoo: read, aggregations and, if enabled, write](https://agentsfinance.io/entries/resource-community-mcp-server-odoo-2026/): A community project on GitHub (MPL-2.0 license, more than 400 stars, latest release published on 10 October 2026) that lets Claude and other assistants query and modify data in an Odoo instance: invoices, customers, products and aggregations. It has a test mode that needs no module and a module for production. (evidence: Project documentation; 2026-10-10; who: ivnvxd and project contributors on GitHub (Individual); tools: MCP server in Python (launched with uvx), Odoo 16 or later (MCP module for production; test mode over XML-RPC), Claude Desktop, Claude Code, Cursor or another MCP client; ERP: Odoo; process: Accounting, Reporting)

## News

A relevant launch, announcement or study. It is context: we prioritize what people already use. Full list: https://agentsfinance.io/type/news/

- [Gartner: AI in finance takes 9 to 10 months to deliver value in tasks such as accounts payable and receivable](https://agentsfinance.io/entries/gartner-cfo-survey-finance-ai-september-2026/): A Gartner survey of 160 finance leaders, conducted from January to April 2026, indicates that data extraction, accounts payable and receivable automation and report generation usually deliver results in about 9 to 10 months. More complex cases, such as forecasting or insight generation, take longer. (evidence: Opinion / analysis; 2026-09-24; ERP: general; process: Accounting, Reporting, Controlling and management accounting)
- [Odoo 20 adds an AI accounting assistant and agents that automate processes](https://agentsfinance.io/entries/odoo-20-ai-accounting-assistant-2026/): With Odoo 20, presented on 24 September 2026, the system adds an accounting assistant that answers questions about reports, audits reconciliations and lets you pay bills from Odoo, plus agents that create automations from natural-language instructions. It is a vendor announcement; the entry includes no customer results. (evidence: Announcement; 2026-09-24; ERP: Odoo; process: Accounting, Treasury, Reporting)
- [Holded launches its MCP server to connect Claude, ChatGPT and other assistants to your account](https://agentsfinance.io/entries/holded-mcp-server-claude-chatgpt-2026/): In June 2026 Holded released a remote MCP server that lets AI assistants query and, if the user authorizes it, modify data in their account: invoices, contacts, treasury and stock. It connects with OAuth 2.1 and the assistant inherits the permissions of the Holded user who authorizes it. (evidence: Announcement; 2026-06; ERP: Holded; process: Accounting, Treasury, Reporting)
- [Sage Intacct expands collections and payables automation and opens its AI Gateway with MCP](https://agentsfinance.io/entries/sage-intacct-ai-ap-automation-mcp-may-2026/): In May 2026 Sage announced payment reminders, AI-powered three-way matching in accounts payable and an MCP-based AI Gateway to connect external AI tools to Sage Intacct. Some features are generally available and others are in an early-adopter program, with differences by country. (evidence: Announcement; 2026-05-28; ERP: Sage (Intacct, 50…); process: Accounting, Treasury, Reporting)
- [SAP unveils Joule assistants for close, collections, treasury and planning](https://agentsfinance.io/entries/sap-joule-autonomous-finance-assistants-2026/): In May 2026 SAP announced a family of AI assistants for finance that coordinate specialized agents for the financial close, accounts receivable, billing, tax, treasury and planning. For now it is an announcement: the sources we reviewed give availability dates but no results measured at customers. (evidence: Announcement; 2026-05-12; ERP: SAP; process: Accounting, Treasury, Controlling and management accounting)
- [Dynamics 365 Finance: the account reconciliation agent suggests how to resolve exceptions](https://agentsfinance.io/entries/dynamics-365-finance-account-reconciliation-agent-2026/): The account reconciliation agent in Dynamics 365 Finance compares subledgers with the general ledger, detects differences and proposes what to do with each one, with a rationale. Microsoft has kept it in preview since April 2025 and its 2026 release plan expects general availability in September 2026; we could not confirm that it has already happened. (evidence: Announcement; 2026-04; ERP: Microsoft Dynamics 365; process: Accounting, Treasury)
- [Sage 50 adds an AI-powered mobile app to check sales, collections and invoices](https://agentsfinance.io/entries/sage-50-mobile-app-ai-small-business-spain-2026/): In February 2026 Sage Spain launched a Sage 50 mobile app aimed at managers and owners of small businesses, with voice activity summaries and queries on sales, customer payments and invoices. Sage says it validated it with a two-month pilot with 20 customers, without publishing savings figures. (evidence: Announcement; 2026-03-27; ERP: Sage (Intacct, 50…); process: Reporting, Treasury)
- [Oracle launches Fusion Agentic Applications, with finance agents already available in Fusion ERP](https://agentsfinance.io/entries/oracle-fusion-agentic-applications-erp-agents-2026/): In March 2026 Oracle announced 22 agentic applications for Fusion Cloud, one of them dedicated to collections, and in June it confirmed four finance agents available in release 26B: Ledger, Expenses, Payables and Payments. This is vendor information; these sources include no customer figures. (evidence: Announcement; 2026-03-24; ERP: Oracle Fusion Cloud ERP; process: Accounting, Treasury, Reporting)
- [NetSuite introduces Autonomous Close, AI bank reconciliation and planning agents](https://agentsfinance.io/entries/netsuite-autonomous-close-ai-bank-reconciliation-2026/): At SuiteConnect (February 2026), Oracle NetSuite announced a close supported by several agents that watch exceptions and progress, bank reconciliation with generative AI, and planning and reconciliation agents for its EPM module. It is a product announcement relayed by the trade press; it includes no customer results. (evidence: Announcement; 2026-02-11; ERP: Oracle NetSuite; process: Accounting, Treasury, Controlling and management accounting, Reporting)

## ERPs

- [SAP](https://agentsfinance.io/erps/sap/): News and use cases of AI and agents in SAP S/4HANA Cloud, Joule and the rest of SAP’s finance ecosystem.
- [Oracle Fusion Cloud ERP](https://agentsfinance.io/erps/oracle/): AI agents and agentic applications in Oracle Fusion Cloud ERP for accounting, payments, collections and planning.
- [Microsoft Dynamics 365](https://agentsfinance.io/erps/microsoft-dynamics-365/): Agents and Copilot in Dynamics 365 Finance and Microsoft 365 Copilot for finance: reconciliation, close and analysis.
- [Oracle NetSuite](https://agentsfinance.io/erps/netsuite/): AI in NetSuite: autonomous close, AI-assisted bank reconciliation, planning agents and the MCP connector.
- [Sage (Intacct, 50…)](https://agentsfinance.io/erps/sage/): AI in Sage software for small and mid-sized businesses: Sage Intacct, Sage 50 and Sage Copilot.
- [Odoo](https://agentsfinance.io/erps/odoo/): AI in Odoo: invoice digitization, agents and the accounting assistant in Odoo 20.
- [Holded](https://agentsfinance.io/erps/holded/): AI and connectors for Holded, the cloud ERP for small businesses that is widely used in Spain.
- [a3 (Wolters Kluwer)](https://agentsfinance.io/erps/a3/): AI in Wolters Kluwer’s a3innuva suite for accounting firms and companies in Spain.

## Finance processes

- [Accounting](https://agentsfinance.io/process/accounting/): Bookkeeping, period-end close, reconciliations, accounts payable and receivable: AI applied to day-to-day accounting.
- [Treasury](https://agentsfinance.io/process/treasury/): Bank reconciliation, payments, collections, cash forecasting and liquidity management with the help of AI.
- [Consolidation](https://agentsfinance.io/process/consolidation/): Consolidation of financial statements, intercompany eliminations and harmonizing data across entities.
- [Annual accounts](https://agentsfinance.io/process/annual-accounts/): Preparing, reviewing and filing annual accounts and tax and corporate information.
- [Controlling and management accounting](https://agentsfinance.io/process/controlling/): Planning, budgeting, forecasting, variance analysis and profitability with AI.
- [Reporting](https://agentsfinance.io/process/reporting/): Management reports, dashboards and natural-language queries over financial data.

## Content types

- [Use cases](https://agentsfinance.io/type/use-case/): An identifiable person, firm or company explains what they do with AI or agents in finance: with which tools, how, and with what result.
- [Tutorials](https://agentsfinance.io/type/tutorial/): Steps to do something specific with AI in finance or with an ERP, written by someone who has done it.
- [Guides and manuals](https://agentsfinance.io/type/guide/): Longer documents that explain how to set up, configure or control a use of AI in finance.
- [Useful prompts](https://agentsfinance.io/type/prompt/): Ready-to-copy instructions you can adapt, with their variables and usage warnings.
- [Community resources](https://agentsfinance.io/type/resource/): Open tools, templates and repositories the community uses with AI in finance and ERPs.
- [News](https://agentsfinance.io/type/news/): A relevant launch, announcement or study. It is context: we prioritize what people already use.

## Levels of evidence

- Real case: An identified person or organization states that they have used it. The results are stated by the source; we have not audited them.
- First-hand experience: Someone explains how they do it or did it, without verifiable figures. It is documented practice, not proof that it will work in your case.
- Untested proposal: Material written by this directory based on published practices. We have not tested it with real data: try it with sample data first.
- Project documentation: Described by the project’s own documentation or README. It says what the project claims to do and how it is used, not that it works in your case: we have not tested it.
- Announcement: A communication from the vendor itself or from a news outlet about a launch. It describes what the product promises, not verified results.
- Opinion / analysis: A study, survey or analysis by a third party. Useful as context; it does not prove that a specific tool works.

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